Life, Pensions, Investments & Deposits
Quinlan Wealth Services Limited trading as Quinlan Financial Services are remunerated by a combination of; (i) fees, payable directly by the client and (ii) commission, received from Insurance Companies and other Financial Institutions on completion of business. You may choose to pay in full for our services by means of fee. Where we receive recurring commission, this forms part of the remuneration for initial advice provided. Our current basic hourly fee is: Advisor Fees: €100.
We are remunerated by commission and other payments from product producers on completion of business, however, in certain circumstances, it will be necessary to charge a fee for services provided. In circumstances where fees are chargeable, we will notify you in advance and agree the scale of fees to be charged.
Additional fees may be payable for complex cases or to reflect value, specialist skills or urgency. We will give an estimate of this rate in advance of providing you with services. If we receive commission from a product provider, this may be offset against the fee which we will charge you. Where the commission is greater that the fee due, the commission will become the amount payable to the intermediary unless an arrangement to the contrary is made. Quinlan Wealth Services trading as Quinlan Financial Services applies a minimum of 0.25% trail commission in relation to all investment and pension products.
We may receive a commission payment for arranging mortgage finance from lenders with whom we hold a formal agency. This commission is paid by the mortgage lender. There is no charge for our initial mortgage meeting and thereafter we charge a fee of €250 for making a formal application to the lenders. This fee is non-refundable. This is not in any way an indication of mortgage/loan approval. If a case is submitted to Brokers Ireland the application fee as of 01/01/2018 is €350.
A schedule of such fees are contained in our Terms of Business located in the About Us section of the site.